Credit

You’re thinking about buying a home. In fact, you’ve been looking around and found one you love, and now you’ve got plans for where the big-screen TV will go and what color to paint the walls.   All that’s left is the financing, and surely you can figure that out — you... Continue reading »

Buying presents for loved ones is the perfect excuse for charging large amounts on your credit cards, right? Wrong! When it comes to using credit for holiday purchases, it’s best to assess what you can realistically afford to spend before you start shopping.   Here are... Continue reading »

My life is consistently 1 to 5 percent cheaper because I use credit cards. For many, credit cards evoke negative emotions. We all have heard it, “Credit cards are evil.” And we’ve seen the torrent of people abandoning credit cards in fear of debt. Their fear is not baseless;... Continue reading »

Even if your credit score has taken a hit, a few key moves can help bring it back — and help you get better rates on a mortgage, credit cards, car loans, and even your car insurance.   Check your credit report. Go to AnnualCreditReport.com to get a free report from each of... Continue reading »

I want to start a group called Credit Card Users Anonymous.   I’ve learned my lesson when it comes to credit cards and the abuse of them, aka overspending. The accessibility of that little card is so tempting you want to take it everywhere you go. And the more you travel... Continue reading »

You may or may not prefer to use credit cards for many of your purchases, but if you do use them, even occasionally, you might want to consider looking into cards that offer rewards.   You’ve probably seen advertisements and offers for rewards cards — they come with as... Continue reading »

Credit card promotions that offer super-low interest rates can be tempting. But unless you read the fine print, you could be hit by hidden fees or unexpected rate increases. Learn how to take advantage of low rates while avoiding these credit card traps.   Teaser rates. ... Continue reading »

Reducing your debt, however large or small it may be, can seem impossible. You’ve seen all the tips and strategies, thought about the best methods for your own situation, and determined what you need to do to make it happen, but the prospect of bringing a peanut butter... Continue reading »